HSA and FSA accounts hold pre-tax dollars. When customers pay with these funds, they effectively save their income tax rate on the purchase. Qualified customers save an average of 30%* compared to paying with after-tax income.

This is not a discount on your product’s price. The customer pays full price. The savings come from using money that was never taxed.

Generally, no. FSA and HSA are U.S.-specific tax-advantaged accounts bound by IRS regulations and U.S. health insurance coverage. However, if you are temporarily living or traveling abroad but still hold an active U.S. FSA/HSA account with an eligible debit card or reimbursement setup, you can use your funds for RayNeo iO prescription purchases.

You can use your HSA dollars at any time—HSA funds never expire and roll over indefinitely year after year. For FSA dollars, you should check your plan's deadline. FSA funds typically follow a "use-it-or-lose-it" rule and must be spent within the plan year (or during any applicable grace period/carryover limit allowed by your employer). Purchasing prescription glasses like RayNeo iO is a great way to utilize your FSA balance before it expires.

Under IRS regulations, prescription corrective eyewear qualifies as an eligible medical expense. When you customize RayNeo iO with your corrective prescription, the whole system acts as prescription eyewear.

You can purchase standard non-prescription RayNeo iO glasses, but non-prescription models are NOT eligible for HSA or FSA reimbursement per IRS guidelines.

Yes. If your HSA/FSA balance is insufficient to cover the full purchase, you can split payment at checkout or pay the full amount using a personal credit card.